Second charge mortgages
These can be used for debt consolidation, home improvements, tax bills, buy-to-let deposits, commercial mortgage deposits. We can obtain financing up to 100% of the property value for all the above reasons.
Specialist Buy-To-Let Mortgages
Used for first time purchasers, people with a low credit score, lower value properties under £75,000. We can also look at properties over commercial premises.
Bridging Finance
We offer two types of bridging finance as follows:
- Unregulated Bridging Finance - this can be used to purchase Buy-to-Let properties, commercial premises, property considered uninhabitable by mortgage lenders.
- Regulated Bridging Finance - this can be used when property chains are in place, meaning clients don't miss out on the house of their dreams. It can also be used to ensure a purchase date is met - again preventing a property going back on the market.
- Specialist First Charge Mortgages - These help clients with low credit scores, historic credit issues, complex income. We. have lenders who will consider all of the above and many other things that are automatically declined by High St lenders.